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Eaton Fed

CD & IRA Accounts

Confidently bank on your future at Eaton.

Whether you’re looking for benefits of an IRA or the security of a Certificate of Deposit, you can save confidently with Eaton. All Certificates of Deposit and IRAs are insured by the FDIC.

Certificates of Deposit (CD)

Saving your money is great, but growing it is better. Earn a competitive interest rate on your excess funds with an Eaton Certificate of Deposit account. Choose the term that works best for you - from 6 months to 5 years - then sit back, and watch your money grow.

When it’s time to renew, we make it easy to renew your CD or find new ways to make the most of your funds.

For additional information about rates and terms, please visit our Current Rates page or contact your local banker.

Individual Retirement Accounts (IRAs)

IRAs are a smart option for diversifying your retirement portfolio. Count on Eaton to help you take control of your retirement with the savings tool that best fits your unique situation.


Traditional IRA

If you’re expecting a lower tax rate during retirement, a traditional IRA allows you to take tax deductions on your deposits today, and pay taxes on your withdrawals during retirement.

For additional information about rates and terms, please contact your local banker.

Roth IRA

If you anticipate a higher tax rate during retirement, a Roth IRA is funded by after-tax income, allowing you tax-free funds upon withdrawal during retirement.

For additional information about rates and terms, please contact your local banker.

*We recommend contacting your tax or legal advisor for specific questions regarding eligibility, deductibility, distributions and penalties and how they may affect you.

Eaton Fed

IRA questions? Our Learning Center has answers.

Visit our Financial Education Center and get to know the benefits of an IRA to find out if it’s the right investment vehicle for you.

Learn more


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