FRAUD REMINDER: Eaton Community Bank employees will NEVER contact you asking for Personal Identifiable Information: passwords, SS#, security codes, debit card pins, etc. Should you ever receive such a call, email or text, please contact the bank. Please note that currently, Eaton Community Bank's fraud service DOES NOT utilize texting.

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Eaton Fed

Personal Checking Account Solutions

Convenience and straight-forward access all within reach.

Every checking account gives you convenience. Eaton Community Bank checking accounts also give you choice. You can keep things simple. Earn interest. Enjoy perks. Even get rewarded. Decide what’s important to you and pick the account that delivers best.

When days are busy and to-do lists are long, a checking account that meets you wherever you are and makes managing your money easier is a must. Eaton delivers checking accounts that come with the convenient tools you’ve come to expect, along with features you didn’t know you needed:

  • Visa debit card
  • Mobile and Online Banking
  • Deposit checks with Mobile Deposit Capture
  • Telephone banking
  • Overdraft protection with a linked Eaton account
  • Access to 32,000+ fee-free ATMs through MoneyPass network

Need to reorder checks? Reorder Checks Online

Eaton Edge Eaton Plus Eaton Advantage Eaton Everyday
Minimum to open $50 $50 $50 $50
Monthly Service Charge - $5.95 $7 $5
Can Avoid Monthly Service Charge checkmark - checkmark -
Earns Interest - - checkmark
Variable
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Rate Discount on Eaton Loans - - checkmark -
Eaton Mortgage Closing Cost Discount with AutoPay - checkmark checkmark checkmark
Overdraft Protection with a Linked Eaton Account3 checkmark checkmark checkmark checkmark
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Personal Money Market

Have a higher-balance account? Earn premium interest rates when you move it to a Personal Money Market Account. You’ll maintain access for transactions whenever you need it. What’s more, the more you save, the more you’ll earn with tiered interest rates. For more information, see Personal Savings Accounts.

Eaton Edge Checking

Have a teen in your household? Edge Checking is a perfect starter account to teach your teen how to effectively manage their money.

  • Must be 14-18 years of age to open and maintain. Parent/Guardian required as joint owner.
  • No monthly service charge
  • Receive up to $6 in foreign ATM withdrawal fees and up to $6 in Eaton Community Bank foreign ATM withdrawal fees reimbursed each statement cycle
  • Online/Mobile Banking
  • Telephone Banking
  • Bill Pay
  • Remote Deposit Capture
  • ATM/Debit Card
  • ATS - Overdraft Transfer3

Eaton Plus

You take security seriously. And the Eaton Plus delivers. Get comprehensive identity theft protection and monitoring. Plus, all account holders gain access to valuable shopping, travel, and health discounts in addition to complimentary AD&D insurance coverage. 

  • Must be minimum 18 years of age
  • ID Protect, credit file monitoring, and cell phone protection
  • Shopping, travel, and health discounts, including AD&D Insurance2
  • $250 off Eaton mortgage closing costs
  • $3 paper statement fee per cycle
  • Receive up to $6 in foreign ATM withdrawal fees and up to $6 in Eaton Community Bank foreign ATM withdrawal fees reimbursed each statement cycle
  • Online/Mobile Banking
  • Telephone Banking
  • Bill Pay
  • Remote Deposit Capture
  • ATM/Debit Card
  • ATS - Overdraft Transfer3

Eaton Advantage

A smart way to earn interest. Get straightforward account access with free overdraft protection - while earning interest on your balances. 

  • Must be minimum 18 years of age
  • Earn variable interest. A premium interest rate will be paid only for the portion of daily balance that is $10,000 or less if qualifications are met during the statement cycle:
    • Maintain a minimum daily balance of $2,500 and
    • 12 or more debit card transactions to post and clear the account or
    • Direct Deposit
    • Regular rate of interest will be paid on the entire balance in account if qualifications are not met
  • Monthly Service Charge waived with $2,500 daily balance
  • $3 paper statement fee per cycle
  • $250 off Eaton mortgage closing costs
  • 0.25% discount on new consumer, auto, and fixed home equity loans with autopay
  • Receive up to $6 in foreign ATM withdrawal fees and up to $6 in Eaton Community Bank foreign ATM withdrawal fees reimbursed each statement cycle
  • Online/Mobile Banking
  • Telephone Banking
  • Bill Pay
  • Remote Deposit Capture
  • ATM/Debit Card
  • ATS - Overdraft Transfer3

Eaton Everyday

An account to meet your everyday needs. Simple, fee-free access to your funds is within reach with the Eaton Everyday account.

  • Must be minimum 18 years of age
  • Monthly service charge waived with enrollment in eStatments or primary owner aged 65 and over
  • $250 off Eaton mortgage closing costs
  • Receive up to $6 in foreign ATM withdrawal fees and up to $6 in Eaton Community Bank foreign ATM withdrawal fees reimbursed each statement cycle
  • Online/Mobile Banking
  • Telephone Banking
  • Bill Pay
  • Remote Deposit Capture
  • ATM/Debit Card
  • ATS - Overdraft Transfer3

Let’s Get Started

Open your account today by visiting your local branch or call us at 866-699-3372. A friendly Eaton representative can help answer any questions and get your account setup in no time.

1. To earn premium rate, account requirements must be met. Account requirements include, 12 debit card (POS) transactions or more to post and clear each statement cycle, and receiving e-statements.
2. Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.
3. Overdrafts can be created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

Eaton Fed

Go far with the right tools and the right money management objectives.

Start your new checking account off on the right foot with simple goal setting and money management practices. Get practical ideas in our Financial Education Center.

Learn more

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